Modern Merchant Solutions Cookie Policy Last modified: August 2023

Modern Merchant Solutions, llc. and its subsidiaries and affiliates (collectively, “Modern Merchant Solutions,” “us,” or “we”) understand that your privacy is important to you and are committed to being transparent about the technologies we use. This Cookie Policy explains how and why cookies, web beacons, pixels, clear gifs, and other similar technologies (collectively “Cookies" and/or "Related Technology”) may be stored on and accessed from your device when you use and/or visit any website, online dashboard, portal, platform, or app that posts a link to this Policy (collectively, “the Sites”). This Cookie Policy should be read together with our Privacy Policy accessible at

Privacy Policy and our Terms of Services Agreement, available at Terms of Service


By continuing to access or use our Sites, you agree that we can store, and access Cookies and Related Technology as described in this Cookie Policy.


A "Cookie" is a small text file that can be stored on and accessed from your device when you visit one of our Sites, to the extent you agree. The other tracking technologies work similarly to Cookies and place small data files on your devices or monitor your website activity to enable us to collect information about how you use our Sites. This allows our Sites to recognize your device from those of other users of the Sites. The information provided below about Cookies also applies to these other tracking technologies. You can find more information at



Modern Merchant Solutions' Use of Cookies and Related Technology

“First party Cookies” are Cookies that belong to Modern Merchant Solutions and that Modern Merchant Solutions places on your device. “Third-party Cookies” are Cookies that another party places on your device through our Site. Modern Merchant Solutions may contract with third-party service providers to send e-mails to users who have provided us with their contact information. To help measure and improve the effectiveness of our e-mail communications, and/or to determine whether messages have been opened and links clicked on, the third-party service providers may place Cookies on the devices of these users. For more information on how these companies collect and use information on our behalf, please refer to their privacy policies as indicated on the Sites.


We use mobile analytics that allows us to better understand the functionality of our Sites on your mobile device. This software may record information such as how often you use the Sites, the events that occur within the Sites, aggregated usage, performance data, and from where you logged in the Sites. In addition to information we collect on our Sites, when you use our Sites we may also collect your city location, device model, OS version, and your user credentials.


This refers to information about your computer and your visits to the Sites such as your IP address, geographical location, browser type, referral source, length of visit, and pages viewed.

Uses of Cookies

Modern Merchant Solutions and its partners use Cookies or similar technologies to analyze trends, administer the Sites, track users’ movements around the Sites, and to gather demographic information about our user base as a whole. We use "Cookies" to help you personalize your online experience.

One of the primary purposes of Cookies is to provide a convenience feature to save you time. The purpose of a Cookie is to tell the Web server that you have returned to a specific page. The Modern Merchant Solutions Sites have Cookies that are used to:

Track who is the user that has logged in the Sites and keep the session so the user can easily navigate and use all the provided features and tools.Track user activity in the Sites.Analytical and performance tracking to see how the Sites are used and how well they perform.Functionality tracking to remember passwords, logins, or other preferences.Third-party advertising to collect information to provide targeted advertising. Necessary and technical Cookies to allow Modern Merchant Solutions to operate the Site to allow access and remember previous activity.

The information that we save in a Cookie session might include:

Email addresses.Name.IP address; and/orTime zone.

We may also collect information about your computer hardware and software This information can include: your IP address, browser type, domain names, internet service provider (ISP), the files viewed on our Sites (e.g., HTML pages, graphics, etc.), operating system, clickstream data, access times and referring website addresses.

Ability to Withdraw Consent to the Use of Cookies

You have the ability to accept or decline Cookies. Most Web browsers automatically accept Cookies, but you can usually modify your browser setting to decline Cookies if you prefer. If you choose to decline Cookies, you may not be able to fully experience the interactive features of the Modern Merchant Solutions Sites.

If you do not want Cookies to be dropped on your device, you can adjust the setting(s) of your Internet browser to reject the setting of all or some Cookies and to alert you when a Cookie is placed on your device. For further information about how to do so, please refer to your browsers ‘help,’ ‘tools,’ or ‘edit’ section or see

. Please note that if you use your browser settings to block all Cookies (including strictly necessary Cookies) you may not be able to access or use all or parts or functionalities of our Sites.

If you want to remove previously-stored Cookies, you can manually delete the Cookies at any time. However, this will not prevent the Sites from placing further Cookies on your device unless and until you adjust your Internet browser setting as described above. For more information on the development of user-profiles and the use of targeting/advertising Cookies, please see

if you are located in Europe or

if in the United States.

Contact us

If you have any other questions about our Cookie Policy, please contact us at:



Fabulous Finds and Collectibles

- Brenda Allen


I was about to stop taking debit & credit cards all together, then I met Jacob the owner of MMS. He showed me that not all merchant services companies where out to FEE me to Death. Since moving to Modern Merchant Solutions, I have saved no less than $250.00 per month. That for a small business such as ours is a Blessing. I highly recommend Modern Merchant Solutions and Jacob any time!




- Randy Prause


As the owner of Modern Merchant Solutions, Jacob Underwood is a highly knowledgeable professional with exceptional technical expertise. He consistently demonstrates his commitment to follow through on his promises. He has successfully helped us reduce our expenses through his credit card processing services. Jacob has been instrumental in bringing substantial savings to our restaurant, which was burdened with high fees in the past. We wholeheartedly endorse Jacob for all your business needs and strongly recommend his services. - Randy Prause, Cafe Italiano Restaurant & Pizzeria


The Hungry Bear Cafe

- Bill Parker


Modern Merchant Solutions has saved us tremendously each month in credit card processing fees. Jacob has helped our Restaurant in all sorts of ways, from setting up our new Point of Sale System to really following through with local tech support. If you're looking for a new point of sale system but don't want to deal with a 1-800 number, we highly recommend Jacob and Modern Merchant Solutions! Great Company!

Proud Member of The Asheville Area chamber of Commerce

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