Site License and Access‍

"By accessing this Modern Merchant Solutions website (the "Site"), you agree that your access to, and use of the Site will be subject to the conditions set forth in this legal notice and all applicable laws. If you do not agree and accept, without limitation or qualification, these terms, please exit the Site.

By using this site, you expressly agree to the Modern Merchant Solutions Privacy Policy found here

and our Modern Merchant Solutions Cookie Policy found here

This Site and all of its content, including, but not limited to, all text, graphics, logos, button icons, images, software, and the presentation contained herein, belongs to Modern Merchant Solutions. The design and layout of this Site (the look and feel of the Site) is the exclusive property of Modern Merchant Solutions and may not be used, copied, distributed, or displayed in any way. All trademarks, logos, or service marks, whether registered or unregistered, are proprietary to Modern Merchant Solutions. This Site may contain proprietary notices and copyright information, the terms of which must be observed and followed. Modern Merchant Solutions makes no representation that materials, products, or services depicted on the site are appropriate or available in all locations.

Modern Merchant Solutions grants you a limited license to make personal use of the Site. Except as noted, you are not conveyed any right or license by implication, estoppel, or otherwise, to use, reproduce, transmit, perform, publish, license, modify, rewrite, create derivative works from, transfer or sell any of the content or information contained within this Site, including but not limited to, any of Modern Merchant Solutions' intellectual property.

Your limited license to use does not include, without limitation: (a) any resale or commercial use of the Site or content therein; (b) the collection and use of any product listings or descriptions; (c) making derivative use of the Site and its contents; and (d) use of any data mining, robots, or similar data gathering and extraction methods. You may not use, frame, or utilize framing techniques to enclose any Modern Merchant Solutions trademark, logo, or other proprietary information (including the images found at this Site, the content of any text, or the layout/design of any page or form contained on a page) without Modern Merchant Solutions' express written consent. Further, you may not use any meta tags or any other "hidden text" utilizing any Modern Merchant Solutions' name, trademarks, or product names without Modern Merchant Solutions' express written consent.

No images on this site may be used without first seeking Modern Merchant Solutions' express permission to obtain high-resolution formats. To request permission to use Modern Merchant Solutions' intellectual property, Contact US to execute the appropriate permission request forms. Modern Merchant Solutions reserves the right to refuse any permission request for any reason.

Any unauthorized use of this Site will terminate the limited license and/or rights granted herein. Unauthorized uses of Modern Merchant Solutions' intellectual property may violate applicable laws, including copyright laws, trademark laws (including trade dress), and communications regulations and statutes. All violators will be prosecuted to the fullest extent of the law, including the seeking of criminal prosecution when warranted.

Changes / Accuracy of Information

Information may be changed or updated without notice. Modern Merchant Solutions may also make improvements and/or changes in the products, services, and/or programs described in this information at any time without notice.

Modern Merchant Solutions assumes no responsibility regarding the accuracy of the information that is provided by this Site, and use of such information is at the recipient's own risk. Information on this Site may contain technical inaccuracies or typographical errors and may not be complete. Prices and availability are subject to change without notice. Modern Merchant Solutions apologizes for any inconvenience. Reference should be made to the program documents for each fleet for precise terms and conditions.


Modern Merchant Solutions has made every effort to ensure that the colors of the images on its Site are depicted as accurately as possible. However, as monitors and other user equipment vary, Modern Merchant Solutions cannot guarantee that your monitor's display of color will be accurate.

Global Availability

Information Modern Merchant Solutions publishes on the World Wide Web may contain references or cross-references to Modern Merchant Solutions' products, programs, and services that are not announced or available in your country. Such references do not imply that Modern Merchant Solutions intends to announce such products, programs, or services in your country. Consult your local Modern Merchant Solutions business contact for information regarding the products, programs, and services that may be available to you.

Modern Merchant Solutions' obligations with respect to its products and services are governed solely by the agreements under which they are provided. If you obtain a product or service from Modern Merchant Solutions off this Site that is provided without an agreement, that product or service is provided "AS-IS" with no warranties whatsoever, express or implied, and your use of that product or service is at your own risk.


Modern Merchant Solutions makes no representations whatsoever about any other site that you may access through this one. When you access a non-Modern Merchant Solutions website, even one that may contain the Modern Merchant Solutions' logo, please understand that it is independent from Modern Merchant Solutions, and that Modern Merchant Solutions has no control over the content on that website. In addition, a link to a non-Modern Merchant Solutions website does not mean that Modern Merchant Solutions endorses or accepts any responsibility for the content, privacy policies, security, or the use of such a website. It is up to you to take precautions to ensure that your use is free of such items as viruses, worms, Trojan horses, and other items of a destructive nature.

Disclaimer of Warranties

All information is provided by Modern Merchant Solutions on an "AS-IS" basis only. Modern Merchant Solutions provides no representations and warranties, express or implied, including the implied warranties of fitness for a particular purpose, merchantability, and non-infringement.

Exclusion of Liability

Your use of the site and any of its content or features is at your own risk. In no event will Modern Merchant Solutions nor any of its subsidiaries, affiliates, officers, directors, agents, contractors, representatives, employees, successors, or assigns, or any other party involved in creating, producing, or delivering this site, be liable to any party for any direct, indirect, punitive, incidental, special, or other consequential damages for any use of this Web site or content, or on any other hyper-linked web site, including, without limitation, any lost profits, business interruption, loss of programs or other data on your information handling systems, or otherwise, even if we are expressly advised of the possibility of such damages. Because some states do not allow the limitation or exclusion of liability for consequential or incidental damages, the above limitation may not apply to you.

Law and Jurisdiction

This Legal Statement and your use of the Site are governed by the laws of the State of California without regard to its choice of law provisions. The courts of general jurisdiction located within California shall have exclusive jurisdiction over any and all disputes arising out of, relating to, or concerning this Legal Statement and/or the Site or in which this Legal Statement and/or the Site are a material fact.


This Legal Statement may not be modified except in writing. If any of these terms shall be deemed unlawful, void, or for any reason unenforceable, that provision shall be severed from these terms and shall not affect the validity and enforceability of the remaining provisions.


Fabulous Finds and Collectibles

- Brenda Allen


I was about to stop taking debit & credit cards all together, then I met Jacob the owner of MMS. He showed me that not all merchant services companies where out to FEE me to Death. Since moving to Modern Merchant Solutions, I have saved no less than $250.00 per month. That for a small business such as ours is a Blessing. I highly recommend Modern Merchant Solutions and Jacob any time!




- Randy Prause


As the owner of Modern Merchant Solutions, Jacob Underwood is a highly knowledgeable professional with exceptional technical expertise. He consistently demonstrates his commitment to follow through on his promises. He has successfully helped us reduce our expenses through his credit card processing services. Jacob has been instrumental in bringing substantial savings to our restaurant, which was burdened with high fees in the past. We wholeheartedly endorse Jacob for all your business needs and strongly recommend his services. - Randy Prause, Cafe Italiano Restaurant & Pizzeria


The Hungry Bear Cafe

- Bill Parker


Modern Merchant Solutions has saved us tremendously each month in credit card processing fees. Jacob has helped our Restaurant in all sorts of ways, from setting up our new Point of Sale System to really following through with local tech support. If you're looking for a new point of sale system but don't want to deal with a 1-800 number, we highly recommend Jacob and Modern Merchant Solutions! Great Company!

Proud Member of The Asheville Area chamber of Commerce

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